How To Stick To Your Budget


Over Spending is something I think we may all be guilty of, I know I certainly am; predominately in the Christmas period, which is arguably the most destructive time of the year for your wallet.

In this post I am going to explore a few of the things you can do to save a few pennies, as at the end of the day, they all add up. Additionally, this may also help out some of you last minute Christmas shoppers browsing the manic streets of Christmas Eve madness. 


Don't forget about the advantage Cards
Evidently, advantage cards are a massive life saver this time of year as well as all year round. I'll admit that oddly enough I am fairly new to the whole advantage card scene so my knowledge on the topic is relatively limited. Saying that, my understanding does stretch far enough to the point that I get the general gist of it, which is that they're incredible. Specifically the Boots cards which reward you with four points for every £1 you spend and before you know it you will be surrounded with savings and stacked up on points.

Don't forget about those Pennies
Whether it's unintentional or not, I couldn't help but notice the pennies are often left in the corner somewhere, unattended. I concluded that this was likely the case because a lot of people make assumptions that they are 'valueless' or 'of little financial use' and a few months a go I would have agreed. However, the past few months I've been saving up all my supposedly 'useless' pennies and you'd be surprised at how significantly they add up.

Is it worth it?
Before I hand my money over to the cashier and there's no going back, I always reiterate, is it worth it? Moreover, will they use it? I've discovered that there are lot more novelty types of gifts on sale this year and, as much as they are tempting, are they worth it?

Hopefully that helped some of you guys out who have been struggling to stay on top of your budget. 4 more days!




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2 comments

  1. Great ideas!
    Coco| pjsandstuff.wordpress.com

    ReplyDelete
  2. Great tips! I'll be sure to keep them in mind tomorrow during boxing day <3

    -Jacqueline
    http://www.jackieomy.com/

    ReplyDelete

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